Terms of Use

About the application

This application is a private integration between Enable Banking and Actual Budget, built and operated by a single individual (the “owner”). It retrieves the owner's own bank account data and synchronizes it into the owner's private Actual Budget instance.

Private, personal use only

• The application is intended exclusively for use by its owner.
• It is not offered as a commercial or public service, and there is no sign-up, subscription or way for others to use it.
• It is used solely for personal financial management, such as budgeting and tracking expenses.
• It is not sold, licensed or provided to anyone for payment.

Bank access

Access to bank data is provided through Enable Banking and the owner's bank, and is subject to their respective terms and conditions. The application only reads account information; it does not initiate payments.

No warranty

The application is a personal tool provided “as is”, without any warranty. Financial information it displays may be incomplete or delayed and should not be relied upon as the official record, which remains with the bank.

Privacy

How data is handled is described in the Privacy Policy.

Changes

These terms may be updated from time to time. The current version is always published at this address, with the date of the last update shown above.

Contact

Questions about these terms can be sent to grzes.business@gmail.com.